How I lost A million Dollars In A Bank Robbery

The Million dollars was my life-savings earmarked for prime the pump money for my biotech start-up. I am the Gerald Armstrong the owner of Gen Cells Cures…Gen Cells Cures is focused on private medical research for the individual. Searching for cures for incurable diseases and aging. Of course, with the best scientific technologies on the planet! With President Bush trying to ride the middle of the road on stem cell research and his rejection of therapeutic cloning. I packed my bags and went offshore. A great place to go, but leave your money at home. I transferred the money to a carribean island and the local banker stole every last penny.

The local government gave me back the money, but in their currency then devalued the currency almost 100% and I walked away almost flat broke. The banker also robbed 2.2 billion dollars of the local folks money. He bought himself out of the scandel and is enjoying my million along with the other billions he robbed and his new helocopters and yahts in his home-country! I am pretty sure he will show up on the Forbes billionaire list next year. Not a bad business…Robbing banks, if you have the conscience for it! Don’t worry about the country, the International Monetary Fund stepped in to replace the stolen money, no questions asked. The American Embassy screamed for justice in the scandel but to no avail.

After the electric company cut my lights for non-payment I lost all of my cell lines and had to shut down the lab. Chris Reeve had expressed an interest in helping me get back on track before his untimely passing. I had to give up my small scale philanthropy of giving food to the poor people that I had met on the island. My favorite individual charity was a young lady and her three children whose husband had died of cancer in his early 60’s. She and her children are on the street. I have discontinued her support because I don’t have the $200 monthly it takes for her food and housing costs. I have contacted several billionaires for help in opening my doors again (the biotech and my food charity) while at the same time looking for their future cures. I was turned down flat by the Annenberg’s from Pennsylvania, Jeff Skoll, Pierre and Pam Omidyar and Carl and Eloise Pohlad from Minnesota. James and Virginia Stowers never answered my letter. I was hoping for maybe some hand me down michroscopes from their biotech.

Hey but Jim Pattison the owner of “Ripley’s Believe It Or Not” from Canada is considering us, and Kirk Kerkorian appreciated it, and Richard Branson is keeping us in mind in the event that he needs our services, however, Richard Branson probably has some of the best genes that any one could ever want …living life like a teenager at 54 with all of his famous stunts. I wouldn’t be surprised if he lives to be over 100 years old without Gen Cells Cure’s help. But a little help from Gen Cells Cures medical scientists could guarantee that he sees 100 plus! Plus! But let’s wait to see what Donald has to say about the idea…That is Donald trump. So far not one penny is back in the Gen Cells Cures coffers.

Article by Gerald Armstrong- scientist0707@yahoo.com Gerald is the owner of Gen Cells Cures- [http://www.msnusers.com/cures]

Visit his site for information on cures for incurable diseases and aging.

You have my permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.

Shield A Business By Protecting The Public And Its Employees

Businesses tend to think of responsibility in a selfish manner. After all, moral issues aside, self-interest is what fuels the engine of capitalism. However, what many companies, particularly small businesses, do not realize is that there are reasons beyond altruism for protecting the public and employees. The simplest way to see this in action is in the efforts companies make to limit their own risk.

Limit Risk

For a business, the proper approach to any potential legal responsibility extends beyond the financials. A company that simply accepts risk and does nothing but set enough money aside is being wasteful. That money is resources that the company is essentially planning to give away. The smart business is proactive and looks for ways to limit its long-term, potential financial obligation.

Protecting Them

Employees, and in some scenarios the public, are an extension of the business, and this is a point that many small businesses overlook when determining how to protect themselves. Would you purchase health coverage that did not extend to your arms or legs? Of course not, which highlights why protecting the public and employees is so vital.

Awareness

A mistake that so many businesses make is that they treat employees as if they are the enemy. While it is true that employees themselves can be a great source of risk, a business will find its greatest success by having an open and honest relationship with the employees. Make them aware of the risk, the potential loss, and the solutions.

Training

Protecting the public and employees goes beyond just awareness. They often require training, from basic knowledge to hands-on learning. Ongoing training can be expensive, but consider it an investment in tomorrow. That money spent today can save a lot of money in the future and reduce the amount of resources the business needs to have reserved.

Safety as a Process

For most businesses, limiting risk is not a one-time endeavor. In order to have ongoing success, the business must be proactively involved in a performance management cycle. With a cycle of planning, implementation and analysis, a business can protect its people and greatly limit future risk.

Special Needs

Even companies that proactively protect their employees come up short, and this usually happens concerning special needs. Special needs are protection that is necessary due to unusual risk. For instance, employees going overseas for a business meeting will undoubtedly have special needs.

Conclusion

Employees, and in some cases even the public, are a crucial extension of the business itself. A good policyholder will recognize this and help the company to account for it. It is vital, however, not to assume that this is the case. A small business should be proactive about protecting itself, its employees, and the public that it touches.

Podcasting How To - What Plugins Do I Need to Optimize My Blog?

Let's have a look at some of the plugins you need to have to effectively market and promote your podcast on a blog.

First of all, lets have a look at plugins and what they actually are just in case you have not heard the term. A plugin is an addon (very simple, as simple as plugging it in!), that makes your Wordpress Blog more functional- making it work better.

Better, meaning more effective at being seen in the search engines- 'cos you want people to see what you are doing online don't you- otherwise you are winking in the dark, you know you are doing it but no one else does.

You can download the plugins by googling the names- they may well come in zipped up form, you just double click on the zip file, and you can open it, interestingly, once you have opened it you can discard the zip file, it is just a shell- it is the yellow file inside you want.

All plugins are loaded into the folder "plugins", which you will find in the "WP-content" folder.

Once the plugins are installed, you need to configure them, this is done by logging in to your blog, and clicking "Activate" in the section for plugins.

OK, on to plugin number one for your Podcasting How To.

1. All in 1 SEO pack- This effectively simplifies the process of optimizing your posts for the search engines. You just fill in the title, and a short description, and the all important keywords. Then, when you update, you get the

2. Podpress- This would make sense of course being that we are talking about Podcasting How To. Once configured, this clever little plugin will allow podcasts to appear on your blog posts when you put in the command [display_podcast]. It is rather clever to be honest. It detects all the necessary components of your podcast that is has to.

3. Max Blog Press- Psychic Search- this plugin will let you know what phrases people are typing in to view your blog... what a useful thing to know!

4. Asikmet- All blogs worth their salt would have this plugin. It stops spam, and we could all do with a bit less of that.

There are many other plugins, hundreds actually, but for our purposes- making a podcast these are the primary ones you need. It can be worth researching other ones though as we all have different needs and desires.

Car Insurance Savings Ideas

Are you getting the best deal possible for car insurance? How would you know if you were not? Is there anything you can do to get a better price than you are getting right now?

These are all very good questions and need to be asked by more consumers. Many are happy with what they have now because they have not had any problems with their current company. Many of those same people have never even used their car insurance. Nothing wrong with never making a claim, but being loyal to a company that has only taken your money efficiently is not good common sense. The other problem with that mindset is that you could be throwing away hundreds of dollars a year for nothing. There are plenty of good companies out there that provide excellent service for a fair price. Below are 3 things you can do today to make sure you are getting the best deal on your car insurance.

1. Shop around. Independent agencies provide a wide range of options for your car insurance. With multiple carriers to choose from, independent agencies can provide you with multiple quotes. With so many options you can usually find the right coverage at an excellent price. You can also get quotes from other carriers, besides independent agencies, just to make sure you are getting the best bang for your buck.

2. Be a discount hunter. There are discounts that many consumers know nothing about. For example, there are companies that provide discounts for the following non-driving factors: education level, type of employment, grades of your teenager, homeownership, multiple cars, years with previous insurer, and more. Contact your current insurer to make sure you are getting all the discounts you deserve. And if you get quotes from other carriers, make sure you give them all the information that they request.

3. Take care of your finances. Most insurance carriers will use an insurance score as part of the rating process. An insurance score is similar to your credit rating. If you are not paying your bills on time, your rates could suffer. If you want the best possible price, you'll want to have an excellent credit score.

Follow these 3 steps and you'll be well on your way to getting the best deal on your car insurance. Remember: start the process by contacting an independent agent and then go from there.

Overview Of Umbrella Excess Insurance

We know by now that an umbrella insurance policy is so important for people all over the globe. Most experts would advise the individuals to purchase umbrella policies so as to secure themselves against any of those unforeseen events and incidental accidents. However, people often make the mistake of not purchasing the perfect umbrella cover, which would normally solve all of their problems and worries. Now there are even personalized umbrella insurance schemes and policies, which will provide the individuals financial and legal assistance against their personal injuries and damages. However, people also want something more effective than any of those financial devices. One such thing is known as umbrella excess liability insurance. This may seem a bit complicated to understand. Complicated or not, it is necessary for people to wholly understand the concept and facilities of umbrella excess liability insurance.

The excessive umbrella insurance cover sounds like a variation of the average excessive insurance cover. Many insurance companies provide the latter. However, the normal excess insurance cover is often found to be insufficient and inadequate to solve the problems arising out of many unforeseen events and situations. These may include fraudulent actions, accidental injuries and so on. The excess insurance is only a slight extension of the regular insurance. The umbrella excess insurance would provide legal and financial cover for a number of unexpected damages and losses. Thus, the coverage of the excess of umbrella insurance is significantly greater and more varied than the regular excess insurance. It would be somewhat of a bare essential to empower oneself with an umbrella excess insurance policy.

Similarly, the surplus advantages of the umbrella insurance policy would suit a range of needs, urgencies and immediate requirements. The firms and entrepreneurial business enterprises could benefit from the additional protection against the incidents of losses, calamities, frauds and artificial shortages. Also, the entrepreneurs can secure themselves by settling their legal and financial insurance. Lastly, the surplus advantages could suit the regular and common people just as well. They could use their umbrella insurance policies as they would use any of the regular accident and health insurances.

Just the same, the major benefit of the umbrella excess insurance seems to be in its approach to the common individuals. There could be plenty of times, when you may face personal injuries, and you may lodge complaints in the court. To seal a victory, you can gain the help of the umbrella insurance. It would give you most efficient legal facilities and provisions.

How to Capture Your Kids Memories - Digital Scrapbooking for Parents

I remember becoming a parent in 2001 for the first time. Was I elated. Actually I was on a big high all throughout my pregnancy like I had done the greatest feat in the world. But when my daughter was born, I wanted to capture every smile of hers, every inch of her growth. I wanted to be able to keep a record of how many times she does pee and poo in a day. I did what I could best at the time - jot it all down in a paper journal.

I did it earnestly for first few years and then the process became tedious and I started journalling once in a few months. Soon it was only on her birthday that I wrote her a letter.

With my second one born in 2004, I had no time to even click picture forget about writing anything down on paper.

I was discussing this with a fellow mom the other day (These days all I seem to discuss with other people is school, hobby classes, kids, and maids anyway.) She suggested that I try Digital scrap-booking. I had never heard of the term and decided to Google it and understand more.

Digital Scrapbooking is a way for you to highlight your precious photos and memories by overlaying these photos and memories on beautifully designed professional templates. You can also decorate your templates with alphabets, embellishments like buttons, ribbons and stickers and try out different textured papers - all digital in nature and all FREE. Some sites require that you download a software and then create scrapbooks while others allow you to do so online without any downloads. All you have to do is upload the picture and write a journal entry. That's it! Your online memory gets created and can be shared online instantly with friends and family.

Best part is that some of these now have mobile apps and sms integration so I can capture the unique moments in my kids' lives as soon as it happens, even while I am on the move, or while I am waiting for them in an after-school class.

I am really having the time of my life digging up the old pictures and chronicling my memories to preserve them for ever. Every time my daughters say something beautiful, it gets rare when they are over ten years, I capture it using my phone in my online digital scrapbook. I wish I had had this option when my girls were still little and the innocent words were easy to come by.

So if you are a parent who is busy and want an easy way to keep a record of your parenting moments, Digital scrapbooking is your answer.